![]() For example, residents in Georgia and Mississippi may qualify for discounts and credits. You might qualify for home insurance discounts if your house receives an IBHS “Fortified Home” designation. The affected area could be uninhabitable for weeks or months. Power outages could last weeks to months.ĥ (major hurricane) - sustained winds 157 mph or higherĬatastrophic damage can destroy homes with total roof failure and collapse. Electricity and water may not be available for several days to weeks.Ĥ (major hurricane) - sustained winds 130-156 mphĬatastrophic damage can cause severe damage to homes. Power loss is expected to last several days to weeks.ģ (major hurricane) - sustained winds 111-129 mphĭevastating damage can cause major damage to homes. Very dangerous winds can cause some damage to homes, and extensive damage to power lines and poles could result in lost power for a few to several days.Įxtremely dangerous winds can cause extensive damage to homes. A gold designation roof would be built or retrofitted to minimize damage in hurricane category 3 winds. For example, one of the qualifications for a silver designation is having a roof that has been built or retrofitted to minimize damage for category 2 or weak category 3 hurricane winds. To qualify for silver or gold designations, you’ll need to make improvements that will further strengthen your home against severe weather like strong winds. “Fortified” construction typically falls under three different designations: The IBHS developed standards that go beyond typical building codes to help reduce the costs of severe weather related problems such as high winds, floods and hail. Here’s how you can build even better than a house of bricks. It developed “Fortified” standards to help homeowners strengthen houses against severe weather like hurricanes and thunderstorms. So, how do you harness the skill and expertise of the third fabled pig? One good place to start is the Insurance Institute for Business & Home Safety (IBHS). While there is no foolproof defense against Mother Nature, there are steps you can take to help mitigate damage from a hurricane’s most devastating elements: Wind and water. SPOILER ALERT: The house made of bricks stood strong while the straw and stick homes succumbed to the Big Bad Wolf’s impressive lung power. He wanted to test the integrity of each pig’s construction prowess by huffing and puffing and blowing the houses down. The first two pigs called it a day and partied in the barnyard while the third pig worked hard and built a house of bricks.Īlong came the Big Bad Wolf. The second pig worked slightly harder and built a house made of sticks. The first pig was lazy and built a house of straw. ![]() If you don’t remember the fable about the three little pigs, here’s a refresher: Three pigs each built a house.
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